5 Premiums, Policy Fees and Deposits Received


Written premiums
In CHF million  
  2015 HY 2014 HY
Direct
  8 541 8 359
Assumed
  159 182
Gross written premiums
  8 700 8 541
Ceded
  –72 –90
Net written premiums
  8 628 8 451


Earned premiums
In CHF million  
  2015 HY 2014 HY
Direct
  8 502 8 318
Assumed
  157 178
Gross earned premiums
  8 659 8 496
Ceded
  –72 –90
Net earned premiums
  8 587 8 406


Written policy fees
In CHF million  
  2015 HY 2014 HY
Direct
  143 156
Assumed
 
Gross written policy fees
  143 156
Ceded
 
Net written policy fees
  143 156


Earned policy fees
In CHF million  
  2015 HY 2014 HY
Direct
  135 147
Assumed
 
Gross earned policy fees
  135 147
Ceded
 
Net earned policy fees
  135 147


Under the accounting principles adopted, deposits received under insurance and investment contracts for which deposit accounting is used are not recognised as income:

In CHF million  
  2015 HY 2014 HY
Gross written premiums and policy fees
  8 843 8 697
Deposits received under insurance and investment contracts
  2 167 2 110
Gross written premiums, policy fees and deposits received
  11 010 10 807


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