5 Premiums, Policy Fees and Deposits Received

Written premiums
In CHF million  2009 HY2008 HY
Direct  7 5398 176
Assumed  134614
Gross written premiums  7 6738 790
Ceded  –110–152
Net written premiums  7 5638 638


Earned premiums
In CHF million  2009 HY2008 HY
Direct  7 4948 121
Assumed  124589
Gross earned premiums  7 6188 710
Ceded  –110–153
Net earned premiums  7 5088 557


Written policy fees
In CHF million  2009 HY2008 HY
Direct  111128
Assumed  0
Gross written policy fees  111128
Ceded  0
Net written policy fees  111128


Earned policy fees
In CHF million  2009 HY2008 HY
Direct  111126
Assumed  0
Gross earned policy fees  111126
Ceded  0
Net earned policy fees  111126


Under the accounting principles adopted, deposits received under insurance and investment contracts are not recognised as income:

In CHF million  2009 HY2008 HY
Net earned premiums  7 5088 557
Net earned policy fees  111126
Deposits received under insurance and investment contracts  2 6031 970
Net earned premiums, policy fees and deposits received  10 22210 653
 
Gross written premiums, policy fees and deposits received  10 38710 888


 
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