Risk Management | Swiss Life pursues an integrated, value-oriented risk management approach geared to the protection and best-possible investment of risk capital. This approach proved its worth despite the extraordinary challenges posed in the 2008 financial year.

Risk management is a key component of the Swiss Life Group’s financial management process. Overall responsibility is borne by the Group Chief Financial & Risk Officer. The Board of Directors’ Investment and Risk Committee monitors the process, takes decisions with regard to risk budgeting and keeps the Board of Directors in its entirety informed on the company’s risk situation. Further risk management functions are performed by the Corporate Executive Board’s Group Risk Committee and the Asset and Liability Management Committees at country level.